KBLI Code: 65131

KBLI (Klasifikasi Baku Lapangan Usaha Indonesia) 65131 Conventional Surety Company

Complete business guide for Indonesian Standard Industrial Classification (KBLI) 65131. Get expert consultation for business registration, licensing requirements, and legal compliance.

65131

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About KBLI 65131

Official KBLI Code: 65131

Business Classification: Conventional Surety Company

Business Description

This group encompasses conventional surety companies with business activities including providing surety by the guarantor for the fulfillment of financial obligations to the secured party, conducted conventionally. This group engages in the following business activities: credit, financing, or sharia-based financing guarantees provided by financial institutions; guarantees for loans disbursed by savings and loan cooperatives or cooperatives with savings and loan units to their members; and guarantees for credit and/or loan partnership programs disbursed by state-owned enterprises in partnership and community development programs. In addition to these business scopes, surety companies may engage in activities such as bond guarantees, installment purchase guarantees, trade transaction guarantees, procurement guarantees (surety bonds), bank guarantee (counter-guarantee), domestic documentary letter of credit guarantees, letter of credit guarantees, customs bonds, excise guarantees, and management consultancy services related to surety business activities, and other business activities with approval from the Financial Services Authority.

Business Activities Covered

This KBLI classification covers the following business activities and operations:

  • This group encompasses conventional surety companies with business activities including providing surety by the guarantor for the fulfillment of financial obligations to the secured party, conducted conventionally
  • This group engages in the following business activities: credit, financing, or sharia-based financing guarantees provided by financial institutions; guarantees for loans disbursed by savings and loan cooperatives or cooperatives with savings and loan units to their members; and guarantees for credit and/or loan partnership programs disbursed by state-owned enterprises in partnership and community development programs
  • In addition to these business scopes, surety companies may engage in activities such as bond guarantees, installment purchase guarantees, trade transaction guarantees, procurement guarantees (surety bonds), bank guarantee (counter-guarantee), domestic documentary letter of credit guarantees, letter of credit guarantees, customs bonds, excise guarantees, and management consultancy services related to surety business activities, and other business activities with approval from the Financial Services Authority

Important Notice

This KBLI code must be registered in your NIB (Nomor Induk Berusaha) for legal business operations in Indonesia. Our experts can help you with the complete registration process.

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Business Category

This KBLI code belongs to the Guarantee Companies category. Click to view all business classifications in this category.

Need clarification on specific requirements? Our licensing consultants provide detailed guidance for KBLI 65131.

Registration Requirements for KBLI 65131

To register your business with KBLI 65131, you need the following documents:

Company Documents

  • Company Deed

    Notarized establishment deed for PT (Limited Liability Company) or other business entity

  • Ministry of Law Approval

    SK Kemenkumham (Approval letter from Ministry of Law and Human Rights)

  • Company NPWP

    Tax Identification Number for the company entity

Director & Shareholder Documents

  • Identity Documents

    KTP (for Indonesian) or Passport + KITAS/KITAP (for foreigners)

  • Personal NPWP

    Tax ID for all directors and commissioners

Business Location

  • Office Address Proof

    Rental agreement, ownership certificate, or virtual office agreement

  • Domicile Letter

    Company domicile certificate from local government

Free document checklist & consultation

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Business Registration Process

Step-by-step process to register your business with KBLI 65131:

1

Company Establishment

Register PT or other business entity with notary and get Ministry approval

3-5 Days
2

NIB Registration

Register NIB through OSS system with KBLI 65131

1-2 Days
3

Business License

Obtain required operational licenses based on risk classification

3-7 Days
4

Compliance & Operations

Complete tax registration, BPJS, and start business operations

2-3 Days

Fast Track Service Available

Complete business registration in 7-10 working days with our expert assistance. We handle all documentation and government submissions.

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Frequently Asked Questions

Common questions about KBLI 65131 business registration

KBLI 65131 is the Indonesian Standard Industrial Classification code for Conventional Surety Company. This classification code must be included in your NIB (Nomor Induk Berusaha) to legally conduct business activities in Indonesia under this category.

Foreign ownership regulations depend on the specific KBLI code and the Negative Investment List (DNI). Some sectors allow 100% foreign ownership, while others have restrictions. Our experts can advise you on the specific regulations for KBLI 65131 and help structure your investment accordingly. For foreign investors, we also provide visa and immigration services including work permits and KITAS/KITAP processing.

Required licenses depend on the business risk classification (low, medium, or high risk). After NIB registration, you may need operational licenses, environmental permits, or sector-specific certifications. We provide complete business licensing services to ensure full compliance.

Complete business registration typically takes 7-14 working days, including company establishment, NIB registration, and initial licensing. With our fast-track service, we can expedite the process to minimize delays and ensure smooth registration.

Minimum capital requirements vary by business type and foreign ownership percentage. For PT PMA (foreign investment companies), the minimum investment is typically Rp 10 billion (approximately USD 650,000) with paid-up capital of at least Rp 2.5 billion. Companies in Special Economic Zones (SEZs) may benefit from different requirements and enhanced tax incentives. Consult our experts for accurate information specific to your business sector.

Yes, you can add or change KBLI codes by updating your company deed through a notary and then updating your NIB through the OSS system. However, this requires proper documentation and may take 7-14 days. We provide complete support for deed amendments, NIB updates, and ensuring all changes comply with Indonesian investment regulations.

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